As a parent, making sure your kids are safe and secure is probably your biggest priority. Putting vegetables in their bellies and getting them to school on time are daily to-dos that will help them grow into successful, happy and healthy adults. Well, what if you couldn’t be there to ensure that their days, and lives, go as planned? It is important to plan for that scenario, too.

Life is uncertain, and unfortunately, it’s imperative to make sure your family is taken care of in the event of your death. Although your premature death is unlikely and tragic, part of your responsibility is to make sure that your children will thrive and always have the life and the opportunities that you have always worked so hard to provide for them.

Life insurance is the simplest way to ensure your family’s financial security. Some startling statistics show that more than a third of parents with children under the age of 18 do not have life insurance. And of the half that do have life insurance, their policies amount to $100,000 or less. Think about it: how much money would it take to support your children in the event of your absence?

Although not a pleasant thing to think about, you also need to make sure your will is intact so that your kids will always have the right people, and the right resources, on their side. Keep your beneficiaries up to date, as well as your desired guardians.

For a full article on why life insurance and wills fall by the wayside, click here. For any questions about life insurance and what kind of policy is best for you and your family visit

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