A budget is simply a tool that allows the tracking of expenses and income. A budget helps a family by providing a way to systematically plan for future expenses, achieve financial goals, and reduce debt. A budget is an interactive tool that helps direct...
Banks are an essential part of our economy. For an individual, a bank will receive your pay deposits, allow you to make purchases through a checking or debit account, and provide a source of funds for a major purchase, such as a home mortgage or car loan. How do I...
Life happens. The car’s transmission breaks. Athletic children break their ankles. A distant funeral must be attended. All these unexpected events are part of life, but should not have to bust the budget. A sound financial plan should...
Borrowing money to make major purchases such as a house, car, or furniture is relatively simple in our economy. However, in addition to the purchase price of an item, there are additional expenses incurred by financing or using credit to make a purchase. What...
Spend less than you earn Although this sounds very simple and even trite, it is very difficult if you are always running out of money before you run out of month. The first step in turning around your financial situation is to decide to make a change. Once you have...
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