January 6, 2020
AAFMAA Mortgage Services

With the holidays upon us, ‘tis the season to spend, spend, spend — and many gift-givers will use their credit cards to do so, especially those already in debt. A recent survey found 61% of those who already carry balances on their credit cards are willing to add to their balances during the holiday season.

The tendency can be heightened by special retailer promotions to use or open lines of credit. “Buying becomes emotional and it’s easy to overspend during the holidays,” said Sarah P. Bumgardner, a Relationship Manager with AAFMAA Wealth Management & Trust LLC (AWM&T), a wholly-owned subsidiary of AAFMAA.

Keep reading for 5 tips to help you get your expenses back on track.


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