When mortgage rates hover at record lows, AAFMAA Members may find themselves wondering, “Should I refinance? What are the pros and cons?

If you have a conventional mortgage — one backed by Fannie Mae or Freddie Mac — you might be able to refinance immediately after closing on your home purchase or a previous refi. Keep in mind that many lenders will have a six-month waiting period regardless of your loan type.

Get insights from AAFMAA Mortgage Services LLC about refinancing government loans, and see frequently asked questions answered.


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